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What is Cyber Insurance?


Cyber Insurance is written to:

cover your business’ liability for a data breach involving sensitive customer information, such as Social Security numbers, credit card numbers, account numbers, driver’s license numbers and health records.

Won’t my general liability policy cover cyber liability?

General liability insurance covers bodily injuries and property damage resulting from your products, services or operations. Cyber insurance is often excluded from a general liability policy

What does cyber insurance cover?

Besides legal fees and expenses, cyber insurance typically helps with:

– Notifying customers about a data breach

– Restoring personal identities of affected customers

– Recovering compromised data

– Repairing damaged computer systems

Most states require companies to notify customers of a data breach involving personally identifiable information a process that can be very expensive. And even though most states don’t require companies to offer free credit monitoring following a breach, such a gesture goes a long way with public relations