DIRECTORS AND OFFICERS (D&O)

A Directors and Officers (D&O) Insurance policy provides protection against claims related to mismanagement, wrongful acts, or breaches of fiduciary duty by a company’s leadership.

What Does Directors & Officers (D&O) Insurance Cover?

Coverage can vary depending on the policy, but it typically includes:

• Breach of Fiduciary Duty
• Misrepresentation & Fraud Allegations
• Regulatory Violations
• Failure to Follow Corporate Bylaws
• Mergers & Acquisitions (M&A) Disputes

Key Parts of a D&O Policy

• Side A Coverage – Protects individual directors & officers when the company can’t indemnify them.
• Side B Coverage – Reimburses the company when it covers directors’ legal fees.
• Side C Coverage – Protects the company itself

The information provided is for educational and informational purposes only and should not be considered legal or insurance advice. Actual insurance coverage, terms, conditions, exclusions, and benefits are outlined in your specific insurance policy and may vary by provider, jurisdiction, and policy type. You should consult with a licensed insurance professional or legal advisor to understand the specific terms and conditions of your policy before making any decisions regarding coverage. No guarantees are made regarding the accuracy or applicability of this information to your specific situation.