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Crime Insurance protects businesses from financial losses due to theft, fraud, or dishonesty committed by employees or third parties.

What Does Crime Insurance Cover?

Coverage can vary depending on the policy, but it typically includes:

  • Employee Theft & Embezzlement – Fraudulent activity leading to financial losses.
  • Forgery & Check Fraud – Stolen or forged company checks, electronic fraud.
  • Cyber Fraud & Social Engineering Scams – Funds stolen through phishing or fake wire transfer requests.
  • Third-Party Theft – Coverage for crimes committed by outside individuals (e.g., vendors, hackers).

All businesses with employees handling finances or sensitive company funds.

The information provided is for educational and informational purposes only and should not be considered legal or insurance advice. Actual insurance coverage, terms, conditions, exclusions, and benefits are outlined in your specific insurance policy and may vary by provider, jurisdiction, and policy type. You should consult with a licensed insurance professional or legal advisor to understand the specific terms and conditions of your policy before making any decisions regarding coverage. No guarantees are made regarding the accuracy or applicability of this information to your specific situation.

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